SMS Banking

The SMS banking module was designed and written to enable authorised bank employees to validate the client's transfer instructions from their mobile phones by way of sending an SMS, containing the employee's authentication code and "Approved/Declined" literals to the banking system.

The module also gives the user the ability to send various types of messages and advice notes to the bank customers, e.g. to notify them of a debit or credit involving their accounts. The bank customers are enabled to authorise standing orders and request account information via their mobile phones.

SMS module comprises 3 component parts:   

- SMS Modem Setup
- Operator Settings and Access Rights Setup
- Security Codes Generator

Key Features

• Remote validation of the customer's payment instructions   
• Notifying customers of any event related to their accounts 
• Remote authorisation of standing orders
• Sending/receiving account information to the customer's mobile phone